Service
Storm Damage Roof Repair
Storm damage repair restores roofs and exteriors hit by Midwest hail and wind. T-10 inspects the property, documents the damage for your insurance adjuster, and runs the claim from first photo to final cleanup, so homeowners across Minnesota, Wisconsin, and Iowa get the work done right.
The problem we solve
After a hailstorm or straight-line wind event, the damage that costs you the most is usually the part you can't see from the ground. Granule loss, bruised shingles, cracked sealant strips, and split mat layers turn into leaks and decking rot months later, often after the window to file a claim has already closed.
What T-10 does
Free storm inspection
A T-10 specialist checks the roof, siding, gutters, vents, and soft-metal test points for hail bruising and wind lift, then walks you through what we found with photos.
Claim documentation
We photograph and measure every area of damage and assemble a scope your adjuster can work from, so nothing legitimate gets missed or denied on a technicality.
Adjuster meeting
We meet your insurance adjuster on-site to review the damage together, which keeps the approved scope honest and complete.
Repair and replacement
Licensed T-10 crews complete the approved work with manufacturer-backed materials, then clean the site and run a magnetic sweep for nails.
What sets the work apart
- We work directly with your carrier on hail and wind claims, so your cost is the deductible rather than a full roof out of pocket.
- Atlas PRO+ Platinum Select Contractor, installing IKO, Malarkey, and Atlas shingles so the manufacturer warranty stays intact.
- Temporary tarping to stop active leaks while the claim is still in review.
- Before-and-after photos documented for your records and any future claim.
Frequently asked questions
Still have a question? Call (612) 567-5650 and a real person will walk you through it.
- Does insurance cover storm damage to my roof?
- Most homeowner policies cover sudden storm damage from hail and wind, minus your deductible. Coverage depends on your policy and the age and condition of the roof. T-10 inspects for free and tells you honestly whether you have a claimable loss before you file.
- How long do I have to file a storm damage claim?
- Most Minnesota, Wisconsin, and Iowa policies require you to file within one year of the date of loss, and some windows are shorter. Because hail damage often isn't visible from the ground, the safest move is a free inspection within a few weeks of any major storm.
- What does storm damage cost me out of pocket?
- On an approved insurance claim, your out-of-pocket cost is typically your deductible. T-10 cannot legally waive or pay your deductible, but we help you understand the numbers before any work starts.
- Will filing a claim raise my rates?
- Weather and hail claims are generally treated as non-fault events, so a single storm claim usually has less rate impact than an at-fault claim. Your insurer sets your rates, so we recommend confirming with your agent before you file.
Where we work
T-10 provides storm damage across Minnesota, Wisconsin, and Iowa. A few of the communities we serve:
Think you have storm damage?
A free T-10 inspection tells you exactly where you stand — no pressure, no obligation.
Free storm damage inspection
- A specialist inspects your roof and exterior at no cost.
- You get photos and an honest assessment, not a hard sell.
- If there's storm damage, we handle the insurance claim with you.
- Most homeowners pay only their deductible on approved claims.
Prefer to talk? Call (612) 567-5650.